Tech Mutual Funds

Fidelity Select Technology Portfolio (FSPTX)

Mutual Fund Description: FSPTX is one of the oldest and largest actively managed sector funds, aiming for capital appreciation by investing primarily in companies that benefit from the development, advancement, and use of technology. Its portfolio often features large-cap, established tech leaders, but its active management allows it to overweight specific sub-sectors or emerging companies.
Conservative Investing Strategy: Use Dollar-Cost Averaging (DCA) into FSPTX over a long period. Treat it as your core exposure to the technology sector, relying on Fidelity's active managers to adjust the portfolio through various tech cycles.

Moderate Investing Strategy: Focus on macroeconomic trends. When the Federal Reserve hints at easing monetary policy or interest rates decline, increase your allocation to FSPTX, as lower rates often favor high-growth, technology-intensive companies.

Advanced Investing Strategy: Implement a tactical allocation strategy. Overweight FSPTX when its relative strength (performance compared to the S&P 500) shows momentum, and reduce exposure when the broader market's value sectors begin to outperform technology.

Traders Insight: As an actively managed fund, its expense ratio is higher than passive index funds. Traders should evaluate the alpha (excess return above its benchmark) generated by the manager to justify the cost.

Sector Focus: Primarily focused on established, large-cap companies in Software, Semiconductors, and IT Services.

Learn More

T. Rowe Price Global Technology Fund (PRGTX)

Mutual Fund Description: PRGTX is a globally diversified fund that seeks long-term growth by investing in technology companies worldwide. Its mandate allows it to look beyond the US market, capturing growth from innovative firms in Europe, Asia, and other international regions, offering broader diversification than US-only funds.

Conservative Investing Strategy: Hold PRGTX as your primary technology investment to gain both US and international tech exposure, automatically diversifying against single-country economic risk.

Moderate Investing Strategy: Watch global currency strength. Increase investment when the US Dollar (USD) is strong, as this can temporarily depress the reported value of foreign holdings, allowing you to buy international assets at a relative discount.

Advanced Investing Strategy: Use PRGTX as a complement to a domestic tech ETF. Rotate capital into PRGTX when global supply chain data or emerging market tech innovation shows signs of accelerating faster than the US market.

Traders Insight: The fund is exposed to foreign exchange risk. A weakening USD benefits the fund's reported returns when converting foreign asset values back into dollars, acting as an extra layer of complexity.

Sector Focus: Strong emphasis on global Software, Internet Services, and next-generation innovation hubs outside of Silicon Valley.

Learn More

Vanguard Information Technology Index Fund Admiral Shares (VITAX)

Mutual Fund Description: VITAX is a passively managed index fund designed to track the performance of the MSCI US Investable Market Index (IMI) Information Technology Index. It offers broad, low-cost exposure to the entire US technology sector, including large, mid, and small-cap stocks.
Conservative Investing Strategy: Allocate a fixed percentage to VITAX as a low-cost, set-it-and-forget-it investment. Never try to time the market; rely entirely on the long-term upward trend of the US technology sector.

Moderate Investing Strategy: Use rebalancing. Set a target allocation (e.g., 20% tech). When VITAX's share of your portfolio rises above that due to market gains, sell the excess and move profits to slower-growing asset classes, locking in gains automatically.

Advanced Investing Strategy: Treat VITAX as a pure momentum play. Buy heavily after deep, swift market corrections (like a 10% decline in the S&P 500), knowing the low expense ratio ensures you capture the entire bounce with minimal drag.

Traders Insight: This fund has one of the lowest expense ratios in the sector. In passive investing, minimal fees are paramount, meaning every dollar of return is maximized compared to actively managed funds.

Sector Focus: Tracks the US IT Index, giving massive weight to Software and Semiconductors, reflecting the largest US tech companies.

Learn More

Fidelity Advisor Technology Fund Class A (FATRX)

Mutual Fund Description: FATRX is an actively managed fund with a similar mandate to FSPTX, aiming for capital growth through technology investments. As an "Advisor" share class, it typically involves a front-end sales charge (load) and is primarily sold through financial advisors, making it better suited for advised portfolios.
Conservative Investing Strategy: Purchase and hold FATRX within a comprehensive, advised financial plan. Allow your advisor to determine entry and exit points, as the load structure makes short-term trading unprofitable.

Moderate Investing Strategy: Focus on the fund's Manager Tenure. Only invest if the current manager has a proven track record (5+ years) of outperforming the benchmark after accounting for the initial sales load.

Advanced Investing Strategy: Use the fund for tax-loss harvesting within a non-retirement account. If the fund has a significant loss, sell it to offset capital gains, then repurchase a highly similar (but not identical) fund to maintain sector exposure.

Traders Insight: Be acutely aware of the sales load. This upfront fee means the fund must appreciate significantly just for you to break even. It is generally unsuitable for self-directed investors.

Sector Focus: Focuses on disruptive technologies and innovative companies globally, with a tendency toward established market leaders.

Learn More

Columbia Global Technology Fund Class A (CTCAX)

Mutual Fund Description: CTCAX is an actively managed global fund that seeks long-term capital appreciation by investing in technology companies, primarily those benefiting from emerging trends like artificial intelligence, cloud computing, and big data. It uses fundamental research to select companies that are positioned for multi-year growth.
Conservative Investing Strategy: Hold CTCAX as a diversified global exposure in a retirement account. Rely on the fund's active allocation decisions to reduce volatility compared to a pure single-stock tech portfolio.

Moderate Investing Strategy: Watch for technological inflection points. When a new technology (e.g., generative AI) moves from niche to mainstream adoption, increase your allocation, as the fund is designed to capitalize on such shifts.

Advanced Investing Strategy: Analyze peer performance. Compare CTCAX's quarterly performance against other top global tech funds (like PRGTX) to confirm the manager is successfully identifying higher-growth international opportunities.

Traders Insight: This fund is known for taking larger bets on specific global sub-sectors. Its performance can be highly cyclical, soaring when a specific trend (like semiconductors) is hot, but lagging when the sector cools.

Sector Focus: Strong conviction in next-generation growth areas: Cloud infrastructure, Cybersecurity, and AI development worldwide.

Learn More

iShares Evolved U.S. Technology Mutual Fund (ITECH)

Mutual Fund Description: ITECH is a fund from BlackRock's iShares (better known for ETFs) that uses an "Evolved" indexing approach. It aims to capture the entire spectrum of the US tech sector, including companies that are not traditionally classified as "tech" but derive significant revenue from technology (e.g., tech platforms in the retail or automotive industries).
Conservative Investing Strategy: Use ITECH as a core, passively managed fund. Its "Evolved" structure gives you exposure to tech companies outside of the traditional index, providing slight diversification benefits within the US market.

Moderate Investing Strategy: Monitor cross-sector correlation. Increase your holding when the non-traditional tech companies in the fund (like Tesla or Amazon) are trading at high valuations, as ITECH benefits from the tech-driven growth of multiple industries.

Advanced Investing Strategy: Pair trade ITECH against a traditional IT index fund (like VITAX). If ITECH begins to significantly outperform VITAX, it suggests the market is rewarding tech innovation across different sectors, justifying a larger allocation to ITECH.

Traders Insight: The methodology is unique. It captures the blurred lines between technology and other sectors, meaning its holdings may differ significantly from standard S&P 500 or MSCI tech indices.

Sector Focus: Broad US technology exposure, including major digital platforms and companies in non-traditional tech sectors that are high-tech spenders.

Learn More

American Century Investments Global Technology Fund (TWCGX)

Mutual Fund Description: TWCGX is an actively managed fund focusing on capital growth by investing in technology companies globally, particularly those demonstrating superior earnings growth. The fund employs a highly disciplined, quantitative approach to stock selection, prioritizing fundamentals over pure hype.
Conservative Investing Strategy: Hold TWCGX in a tax-advantaged account to benefit from compounding growth. Rely on the fund's fundamental focus to shield you from the most speculative, unprofitable tech stocks.

Moderate Investing Strategy: Trade based on the global earnings cycle. When corporate earnings reports worldwide show a synchronized period of strong profit growth, increase your position, as the fund targets companies with proven profitability.

Advanced Investing Strategy: Research the fund's turnover ratio. If the fund has low turnover, it signals a strong conviction in long-term holdings, which is a good indication of patient, fundamentally-driven management.

Traders Insight: This fund often takes a more concentrated position in its top holdings than typical index funds. This increases both risk and potential reward, requiring a higher level of conviction from the investor.

Sector Focus: Emphasis on companies with proven, superior earnings growth in software, e-commerce, and advanced hardware manufacturing.

Learn More

PIMCO StocksPLUS Global Technology Fund Class A (PGEAX)

Mutual Fund Description: PGEAX is a hybrid fund that combines equity exposure (investing in global tech stocks) with a fixed-income strategy (using derivatives and bonds) managed by PIMCO. It aims to deliver equity-like returns with potentially lower volatility by incorporating actively managed fixed-income assets.
Conservative Investing Strategy: Use PGEAX as a defensive growth tool. Its fixed-income component provides a ballast during sharp equity market downturns, making it suitable for investors with lower risk tolerance who still want tech exposure.

Moderate Investing Strategy: Monitor bond yields. When global bond yields are high, the fund's fixed-income sleeve generates more return, potentially stabilizing the overall fund, offering a good time to enter.

Advanced Investing Strategy: Analyze the fund's duration risk (a measure of bond price sensitivity to interest rates). If you expect interest rates to fall, the fixed-income side should rally, making this an intelligent time to overweight the fund.

Traders Insight: This is a complex fund structure (StocksPLUS). It carries both equity risk and bond risk. Understand that the manager uses leverage and derivatives, which can amplify both gains and losses.

Sector Focus: Equity exposure is broad global technology, while the fixed-income side focuses on high-quality bonds and PIMCO's signature global interest rate strategies.

Learn More

Janus Henderson Global Technology Fund Class T (JAGTX)

Mutual Fund Description: JAGTX is an actively managed fund that targets long-term growth by investing in technology companies, including both established leaders and emerging companies, on a global basis. The fund is known for its high-conviction approach and willingness to take significant positions in disruptive themes.
Conservative Investing Strategy: Hold JAGTX as a non-core, satellite technology position. Limit the allocation size and rely on the manager's history of identifying long-term winners in the tech space.

Moderate Investing Strategy: Watch the fund's top 10 holdings. If you disagree with the manager's largest sector bets (e.g., too much in AI, too little in cybersecurity), adjust your external holdings to counterbalance the fund's risk.

Advanced Investing Strategy: Analyze the fund's geographical breakdown. If the manager increases the allocation to a specific emerging market tech hub, it's a signal of a potentially undervalued regional tech growth opportunity worth further independent investigation.

Traders Insight: Janus funds are often known for their growth bias and high valuation tolerance. This means the fund may experience deeper drawdowns during market contractions when high-growth stocks are punished the hardest.

Sector Focus: Strong emphasis on software, internet services, and companies positioned to benefit from secular technology shifts globally.

Learn More

Fidelity Advisor Communications & Technology Fund Class A (FATPX)

Mutual Fund Description: FATPX invests primarily in companies engaged in the development and distribution of communications services and equipment, and those benefiting from the advancement of technology. This mandate blends traditional tech with the Communication Services sector, capturing companies like wireless providers, media, and social networks alongside pure tech firms.
Conservative Investing Strategy: Use FATPX as a broader digital economy investment. Its inclusion of Communication Services makes it less volatile than a pure IT fund (like FSPTX), offering diversified access to digital consumption trends.

Moderate Investing Strategy: Monitor M&A activity. Communication and media companies are frequently involved in mergers and acquisitions. Trade around periods of high deal volume, which often signals undervalued assets in the fund's mandate.

Advanced Investing Strategy: Compare sector weightings. If FATPX's Communication Services weighting is significantly higher than its competitors, it may be a good hedge if you believe tech growth is slowing but digital media/telecom profits are stable.

Traders Insight: The inclusion of Communication Services makes this fund a hybrid; it will behave differently than a pure Information Technology fund. It may lag during pure tech rallies but offer better defense during tech sell-offs.

Sector Focus: Blend of Information Technology (Software, Semiconductors) and Communication Services (Internet, Media, Wireless).

Learn More

Disclaimer

The content provided on BearGoneBull is for educational and informational purposes only. It does not constitute financial, investment, or trading advice, and should not be interpreted as a recommendation to buy, sell, or hold any security.

All investment strategies and investments involve risk of loss. Past performance of any stock or strategy discussed is not indicative of future results. You should conduct your own research and consult with a licensed financial advisor before making any investment decisions.

BearGoneBull and its contributors are not registered investment advisors, brokers, or dealers. While we strive to provide accurate and timely information, we do not guarantee the completeness, reliability, or suitability of any content presented.

By using this site, you acknowledge that any investment decisions you make are entirely your own responsibility.

BEAR GONE BULL

Technology Mutual Funds

Fidelity Select Technology Portfolio (FSPTX)

T. Rowe Price Global Technology Fund (PRGTX)

Vanguard Information Technology Index Fund Admiral Shares (VITAX)

Fidelity Advisor Technology Fund Class A (FATRX)

Columbia Global Technology Fund Class A (CTCAX)

iShares Evolved U.S. Technology Mutual Fund (ITECH)

American Century Investments Global Technology Fund (TWCGX)

PIMCO StocksPLUS Global Technology Fund Class A (PGEAX)

Janus Henderson Global Technology Fund Class T (JAGTX)

Fidelity Advisor Communications & Technology Fund Class A (FATPX)

Disclaimer

Technology Mutual Funds

Fidelity Select Technology Portfolio (FSPTX)

T. Rowe Price Global Technology Fund (PRGTX)

Vanguard Information Technology Index Fund Admiral Shares (VITAX)

Fidelity Advisor Technology Fund Class A (FATRX)

Columbia Global Technology Fund Class A (CTCAX)

iShares Evolved U.S. Technology Mutual Fund (ITECH)

American Century Investments Global Technology Fund (TWCGX)

PIMCO StocksPLUS Global Technology Fund Class A (PGEAX)

Janus Henderson Global Technology Fund Class T (JAGTX)

Fidelity Advisor Communications & Technology Fund Class A (FATPX)

Disclaimer

This website uses cookies.